Motorcycle Accident Compensation Claims

Motorcycle accident compensation claims

Riding a motorcycle should be a safe and enjoyable form of transport. If you are unfortunate enough to have suffered a motorcycle accident which has led to serious injury, multiple severe injuries, medical costs, even post traumatic stress disorder, or even a fatal motorcycle accident, you may be entitled to claim compensation. PR Scully are expert motorcycle accident lawyers who can help you make a successful motorbike accident claim.

In the majority of cases when motorcyclists are hurt, it is through the carelessness of a car driver and other road users. No matter how careful a road user you are, road traffic accidents often happen because car drivers do not pay enough attention. Car drivers often feel that motorcycle accidents are not their fault, even though they are.

PR Scully injury solicitors are personal injury compensation claim lawyers who operate under a no win no fee basis. It’s vital to use specialist motorbike accident claims solicitors for your motorcycle accident compensation claim or personal injury claims.

Get in touch today to discuss your claims process with expert motorcycle accident solicitors

Your personal injury claims from a motorcycle accident

PR Scully will arrange for you to be seen by a doctor who will ask you questions about the injuries you suffered as a result of the motorcycle accident.

The doctor will complete a medical assessment and prepare a medical report which will predict, as accurately as possible, how long they think it is likely to be until your injuries sustained will have healed completely. If you have suffered from a soft tissue injury, either back or neck injuries, or any whiplash injuries, the doctor will say how many months they think it will be before you can make a complete recovery. The doctor may also recommend treatment, such as physiotherapy.

What happens if I need medical treatment, but cannot afford to pay for it?

If we are satisfied that the road traffic accident was not your fault, we can arrange for you to have physiotherapy carried out and we will recover the physiotherapy costs from the fault insurer. A Physiotherapist will carry out an initial assessment and should be able to tell you how many sessions of treatment you are likely to need.

How much compensation will I receive for my motorcycle injury

Once PR Scully have the medical records and report from your doctor, as long as you are happy with the report, we will let the fault insurers have a copy and ask them to make an offer for compensation. We will be able to advise you how much compensation we think you should receive with your motorcycle accident compensation claim.

The amount of motorcycle accident compensation claim you will receive depends on how serious your injuries sustained are and how long they will last. From experience, PR Scully know how much motorbike accident compensation your injury claim should receive. To assess this motorbike injury compensation, PR Scully look at previous cases that have been decided by the Court and also at the Judicial College Guidelines which sets out how much compensation clients should receive. If the amount of motorcycle accident compensation offered is too long, we will advise you whether we think Court proceedings should be issued.

Get in touch today to discuss your claims process with expert motorcycle accident solicitors

What about compensation for my motorcycle?

The answer to this question depends on the type of insurance you have;

Fully comprehensive insurance

If you have the benefit of fully comprehensive insurance, you may wish to let your own insurance company deal with the damage to your motorbike, whether it is repairable or written-off. You will either have to pay an excess if the bike is repaired or written-off (the excess is deducted from the write-off value). You can then claim back the excess from the third party insurer and assuming that liability is accepted, your no-claims bonus will not be affected.

Even if you are completely insured, you do not have to claim compensation against your own policy if the motorcycle accident was not your fault. As long as liability has been accepted, you can choose your own repairer. PR Scully will arrange for an Engineer to carry out an inspection and agree costings with the repairer. Once completed, we will send an invoice to the insurers who will then pay the repairer.

Third party insurance

If you have third party insurance, you don’t unfortunately have the option of claiming for repairs against your own policy. That only applies if your insurance is fully comprehensive. However, if liability is accepted by the third party insurer, we can still make arrangements to have your bike repaired. You can choose your own repairer. We will instruct an Engineer to inspect your bike and agree costings with the repairer. We will then authorise the repairer to go ahead with the repairs and, once they have been completed, we will send the repairer invoice to the third party insurers and ask them to make payment.

Can I have a hire bike while my bike is off the road?

If liability is accepted for the road traffic accident, then whilst your own bike is off the road (whether you are waiting for it to be repaired or for the write-off cheque to come through) we can, in most cases, provide compensation for a motorcycle in the for of a replacement hire bike.

If you have been injured in the accident and you are not well enough to ride a bike, but you are still able to drive a car, we can arrange a hire car instead if one is required.

What happens if I cannot work because I am injured?

We understand how difficult it will be if you are losing income as a result of being injured but you still have bills to pay. If liability is not disputed, we will ask the fault insurers to make an interim payment to cover your lost earnings while you are off work. We will need copies of your wage slips or written confirmation from your employers how much you would normally earn.

If you are self-employed, the fault insurers are likely to ask for copies of your accounts or tax returns before they will agree to release payment. We can discuss this with you in more detail during your accident compensation claims process if necessary.

Get in touch today to discuss your claims process with expert motorcycle accident solicitors

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